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IndusInd Avios Visa Infinite Credit Card Review 2026 – 40K Avios Offer & Reality

 The IndusInd Avios Visa Infinite Credit Card, especially the Qatar Privilege Club variant, created massive buzz in India during the first week of January 2026. On paper, this card looked like one of the best premium travel credit cards ever launched, but the way IndusInd Bank handled the launch and execution turned it into a major debacle.

In this blog, I share my personal experience, the exceptional Avios offer, card benefits, and why the overall process left a bad taste, despite the card itself being genuinely premium.

Indusind avios credit card

IndusInd Avios Visa Infinite – Exception Offer That Broke the Internet

In the first week of January 2026, IndusInd Bank rolled out an exceptional limited-time offer on the Qatar Privilege Club Avios Visa Infinite Credit Card:

🔥 Joining Bonus Breakdown

Existing joining bonus: 20,000 Avios

Additional limited-time bonus: 20,000 Avios

Total Avios: 40,000 Avios

Joining fee: ₹10,000 + GST

This effectively meant you could get 40,000 Avios for just ₹10,000, making it one of the best value airline credit card offers in India.

Naturally, I applied immediately on 2nd January 2026, and my KYC was completed the same day.

Indusind avios credit card

Offer Revoked Within a Week – A Massive PR Disaster

What followed was absolute chaos.

  • Social media was flooded with blogs, YouTube videos, and Instagram reels
  • Lot of people applied within days
  • The offer was initially valid for the entire month of January
  • IndusInd abruptly revoked the offer within the first 6 days

This sudden rollback became a huge embarrassment for the bank. The way the offer was withdrawn, without clear communication, reflected poor planning and even poorer execution.

For a premium Visa Infinite product, this level of confusion is simply unacceptable.

Shockingly Bad Application & Communication Process

My experience with the application process was extremely disappointing.

❌ No Proper Communication

  • No email confirming approval
  • No status update on card issuance
  • No clarity on eligibility for the bonus

❌ Priority Pass Arrived Before the Credit Card

7th January: Priority Pass delivered

No confirmation whether the card was approved

When I emailed customer support, they couldn’t even find my application

At this point, I had no record of approval date, no tracking, and no transparency.

Based on the Priority Pass delivery date, I assume my card was approved before the offer was revoked, and hence I should still be eligible for the additional 20,000 Avios.

Card Delivered on 9th January – Immediate Activation & Spend

Finally, on 9th January 2026, the credit card was delivered.

I immediately:

  • Activated the card
  • Completed the mandatory ₹5,000 transaction, which was the prerequisite for earning the bonus Avios

Current Status:

Base Avios for the ₹5,000 spend are already visible in the IndusInd app

Avios not yet transferred to Qatar Privilege Club

Joining bonus of 20,000 Avios is expected after statement generation and joining fee payment

Bank claims bonus credit timeline is by April 2026

Given how poorly the offer was handled, it remains to be seen whether IndusInd honors the additional 20,000 Avios.

Premium Unboxing Experience & Card Design

Credit where it’s due — the physical product is excellent.

💳 What I Liked

  • Premium metal card
  • Heavy, solid feel
  • Qatar Privilege Club number printed on the back
  • High-end packaging box
  • Looks and feels like a true Visa Infinite card
  • From a design and branding perspective, IndusInd has done a great job.

Why Avios Are Extremely Valuable

Avios points can be used across multiple airlines:

  • Qatar Airways
  • British Airways
  • Qantas
  • Finnair
  • Vueling

Personally, I’ve already booked international flights using Avios, and 18000 Avios can easily get you:

India ↔ Sri Lanka return

Short-haul Middle East flights

Partial redemption on long-haul premium cabins

If credited correctly, this card can offer insane value for frequent travelers.

Final Verdict: Great Card, Disappointing Bank Experience

👍 Positives

  • Incredible Avios earning potential
  • Premium metal Visa Infinite card
  • Excellent airline transfer partner (Qatar Airways)
  • Strong value proposition if bonuses are honored

👎 Negatives

  • Terrible communication
  • Poor backend processing
  • Offer revoked abruptly
  • Customer support unable to track applications
  • No clarity on bonus eligibility

Should You Apply for the IndusInd Avios Visa Infinite?

👉 Only if:

  • You value Avios highly
  • You are comfortable dealing with delays and uncertainty
  • You get confirmation in writing about bonus eligibility

As of now, my experience with IndusInd Bank has been disappointing, not because of the product, but because of how badly the entire process was managed.

I’ll update this blog once the joining bonus Avios are actually credited.

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